ZIP 33604 Foreclosure, Tax-Lien & Distress Report
Hillsborough County, Florida · High Poverty market
Hillsborough County, Florida's ZIP 33604 registers 36/100 composite distress, which DLRadar reads as moderate. The split runs 78/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (98/100). Leading the profile are structural risk (78/100), institutional ownership (75/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (28/100) stay muted.
The market reads peak — home values rose 0.6% year on year, and 15% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 39,411 with a median age of 37. The typical home is worth about $311,900 (4.7× income). The ZIP holds roughly 17,409 housing units. About 26% have a four-year degree. Rent burden reaches 53% of tenant households. Median household income is $55,988, below the U.S. median near $78,000. Vacancy runs 9.0%. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 55% owner-occupied to 45% rented. On demographic stress specifically, 33604 scores 40/100.
Net-net, 33604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 84 individual distressed properties in 33604, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.
The number is not local guesswork: 33604's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 33604 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 36/100 for 33604 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 33604 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 33604
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 84 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 33604 by the numbers
Current distress, phase, housing and lender-pressure figures for 33604, drawn from the same report attached to each property.
Adjacent Hillsborough County ZIP reports
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Other reports tied to Hillsborough County, Florida — ZIP, county and statewide.
Open the complete 33604 acquisition file
The full 33604 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology