ZIP 33618 Foreclosure, Tax-Lien & Distress Report

ZIP 33618's composite property-distress score is 36/100 - DLRadar classes that as moderate for Hillsborough County, Florida. Environmental exposure also runs high (climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (98/100)). The latent-versus-live split is 78/100 structural and 8/100 already moving. Its heaviest discrete signals: structural risk (78/100), institutional ownership (75/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (28/100) stay muted.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 13% higher over three years (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

70% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 12,450 housing units. Rent burden reaches 46% of tenant households. At $79,850, median income runs near typical U.S. levels. Educational attainment sits at 48% bachelor's-or-above. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Home values center near $415,800, an affordability ratio of 4.8×. Population is roughly 27,588 with a median age of 42. The vacancy rate is 5.3%.

Overall, 33618 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Inside the full report, DLRadar lists 81 distressed properties for 33618 — owner, address, APN, per-parcel score, bank exposure and exit read.

Whether 33618 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 33618 can be compared directly against any other ZIP in Hillsborough County, Florida or nationwide. Where the public record is thin for 33618, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 33618 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 33618 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.