ZIP 33634 Foreclosure, Tax-Lien & Distress Report

ZIP 33634's composite property-distress score is 39/100 - DLRadar classes that as moderate for Hillsborough County, Florida. The sharpest non-environmental signals are structural risk (85/100), institutional ownership (75/100), construction/permit lag (63/100). By contrast, mortgage stress (28/100) register low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100)). Structural risk reads 85/100 against active distress of 8/100.

The market reads peak — home values rose 0.6% year on year, and 13% higher over three years (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 47% of renters are cost-burdened. 9.3% of residents fall below the poverty threshold. There are about 8,272 housing units across 33634. About 21,643 people live here, median age 39. Around 28% of adults hold a bachelor's degree or higher. The vacancy rate is 6.9%. Home values center near $346,400, an affordability ratio of 4.5×. The demographic-stress sub-score lands at 35/100. Households earn a median $69,185 — near the roughly $78,000 national figure. 58% of housing is owner-occupied.

Net-net, 33634 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Inside the full report, DLRadar lists 3 distressed properties for 33634 — owner, address, APN, per-parcel score, bank exposure and exit read.

Whether 33634 runs hot or quiet, its 39/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 33634 can be compared directly against any other ZIP in Hillsborough County, Florida or nationwide. Where the record is thin for 33634, the field stays empty rather than modeled, and fills in as new documents post.

Behind 33634's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 33634 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.