ZIP 33615 Foreclosure, Tax-Lien & Distress Report

Hillsborough County, Florida's ZIP 33615 registers 36/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (98/100). The pressure is most legible in structural risk (78/100), institutional ownership (75/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (28/100) register low. Structurally it carries 78/100, against 8/100 of stress already in motion.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 15% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 48,122 with a median age of 39. Rent burden reaches 39% of tenant households. A median home runs $335,900 here, or 4.4 times local income. On demographic stress specifically, 33615 scores 35/100. The vacancy rate is 8.1%. The ZIP holds roughly 20,110 housing units. 56% of housing is owner-occupied. Roughly 13.8% live below the poverty line. Median household income is $66,257, below the U.S. median near $78,000. Educational attainment sits at 30% bachelor's-or-above.

Net-net, 33615 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 235 individual distressed properties in 33615, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

No ZIP is too small to score: 33615 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 33615 reflects the current record instead of a stale or modeled snapshot.

Each component behind 33615 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For a buyer, 33615 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.