ZIP 33616 Foreclosure, Tax-Lien & Distress Report

Hillsborough County, Florida's ZIP 33616 registers 39/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in structural risk (85/100), institutional ownership (75/100), construction/permit lag (63/100). By contrast, mortgage stress (28/100) register low. Structurally it carries 85/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 14% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $88,971, median income runs above typical U.S. levels. The poverty rate is 10.2%. Owners hold 49% of homes, renters 51%. DLRadar's demographic-stress index for the area reads 32/100. The typical home is worth about $405,500 (4.2× income). Around 47% of adults hold a bachelor's degree or higher. Rent burden reaches 37% of tenant households. About 14,789 people live here, median age 36. There are about 7,425 housing units across 33616. The vacancy rate is 8.2%.

Overall, 33616 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Inside the full report, DLRadar lists 3 distressed properties for 33616 — owner, address, APN, per-parcel score, bank exposure and exit read.

No ZIP is too small to score: 33616 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 39/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 33616 shows blanks, not estimates, wherever the record is sparse.

The 39/100 figure for 33616 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 33616 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.