ZIP 35470 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35470 (Sumter County, Alabama) lands at 15/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on institutional ownership (43/100), structural risk (30/100), mortgage stress (21/100). By contrast, structural risk (30/100) and mortgage stress (21/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Structural exposure scores 30 and live distress 6 on the 0–100 scale.

The expansion-phase market in 35470 posted values that rose 5.0% over the year, and 28% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $138,700 (3.9× income, relatively affordable). Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 64% of homes, renters 36%. Around 67% of renters are cost-burdened. Median household income is $40,042, below the U.S. median near $78,000. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,262 housing units. The demographic-stress sub-score lands at 39/100. About 4,909 people live here, median age 22.

On the whole, 35470 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 35470's 15/100 can be lined up against any neighbor in Sumter County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 35470 shows blanks, not estimates, wherever the record is sparse.

Behind 35470's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 35470 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.