ZIP 38778 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 38778 in Sunflower County, Mississippi comes in at 21, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (100/100), structural risk (47/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Climate and flood risk are elevated too — climate & FEMA risk (63/100). Structural risk reads 47/100 against active distress of 1/100.

The market reads peak — home values rose 3.8% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $41,053, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. 31.8% of residents fall below the poverty threshold. Owners hold 46% of homes, renters 54%. Rent burden reaches 34% of tenant households. The vacancy rate is 9.1%. About 17% have a four-year degree. 1,450 residents call 38778 home, typically aged 35. There are about 562 housing units across 38778. The typical home is worth about $86,900 (2.1× income, relatively affordable).

On the whole, 38778 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 38778 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 38778's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 38778 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

38778's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 38778 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.