ZIP 38846 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 38846 (Alcorn County, Mississippi) returns a minimal composite of 13/100. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). Structurally it carries 29/100, against 2/100 of stress already in motion. The pressure is most legible in structural risk (29/100), institutional ownership (15/100), mortgage stress (8/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low.

The peak-phase market in 38846 posted values that rose 3.6% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 52% of tenant households. There are about 922 housing units across 38846. Vacancy runs 10.7%. At $59,963, median income runs below typical U.S. levels. 2,067 residents call 38846 home, typically aged 42. About 16% have a four-year degree. Home values center near $159,500, an affordability ratio of 2.0× — accessible. The demographic-stress sub-score lands at 27/100. The tenure split is 85% owner-occupied to 15% rented.

On balance 38846 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 38846 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38846 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38846 can be compared directly against any other ZIP in Alcorn County, Mississippi or nationwide. The score is rebuilt from public data as it updates, so 38846 reflects the current record instead of a stale or modeled snapshot.

The 13/100 for 38846 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 38846 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.