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ZIP 38865 Foreclosure, Tax-Lien & Distress Report

Alcorn County, Mississippi · High Vacancy market

In Alcorn County, Mississippi, ZIP 38865 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Leading the profile are structural risk (31/100), institutional ownership (18/100), mortgage stress (9/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (9/100). Structurally it carries 31/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 27% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $91,500 (1.8× income, relatively affordable). The tenure split is 80% owner-occupied to 20% rented. The demographic-stress sub-score lands at 26/100. Rent burden reaches 26% of tenant households. Median household income is $47,453, below the U.S. median near $78,000. There are about 2,001 housing units across 38865. 17.5% of residents fall below the poverty threshold. Population is roughly 5,367 with a median age of 36. About 12% have a four-year degree.

Net-net, 38865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38865 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 38865 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 38865 stays directly comparable to neighboring ZIPs and the rest of Alcorn County, Mississippi. 38865 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

38865's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 38865 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
31/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 38865

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk58
9 further distress layers are graded for 38865

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 38865 by the numbers

The live 38865 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Built from public records, scored the same way everywhere · methodology

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