ZIP 38865 Foreclosure, Tax-Lien & Distress Report

Alcorn County, Mississippi's ZIP 38865 registers 14/100 composite distress, which DLRadar reads as minimal. Environmental exposure also runs high (flood (NFIP) exposure (60/100)). The most distinctive pressure shows up in structural risk (31/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Structural risk reads 31/100 against active distress of 3/100.

The neutral-phase market in 38865 posted values that rose 4.4% over the year, and 27% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $91,500 here, or 1.8 times local income. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 38865 scores 26/100. Rent burden reaches 26% of tenant households. Households earn a median $47,453 — below the roughly $78,000 national figure. There are about 2,001 housing units across 38865. Roughly 17.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 5,367 with a median age of 36. About 12% have a four-year degree.

On the whole, 38865 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.