ZIP 44634 Foreclosure, Tax-Lien & Distress Report

ZIP code 44634 in Columbiana County, Ohio carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (71/100), flood (NFIP) exposure (68/100)). Structural exposure scores 42 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (42/100), construction/permit lag (28/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 4.3% year on year, and 15% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 0.9%. Home values center near $184,600, an affordability ratio of 2.0× — accessible. The poverty rate is 5.1% — low. The ZIP holds roughly 849 housing units. At $78,071, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 19/100. Educational attainment sits at 11% bachelor's-or-above. The tenure split is 86% owner-occupied to 14% rented. Around 11% of renters are cost-burdened. 1,783 residents call 44634 home, typically aged 53.

On balance, 44634 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 44634 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 44634's 18/100 can be lined up against any neighbor in Columbiana County, Ohio or any ZIP coast to coast. Sparse data for 44634 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 44634's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 44634 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.