ZIP 53004 Property Distress & Foreclosure Data

ZIP code 53004 in Ozaukee County, Wisconsin carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (63/100). What sets it apart are the readings on structural risk (47/100), construction/permit lag (44/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structural risk reads 47/100 against active distress of 2/100.

The market reads expansion — home values rose 6.0% year on year, and 20% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,551 people live here, median age 48. Vacancy runs 5.4%. Rent burden reaches 23% of tenant households. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 53004 scores 22/100. Households earn a median $84,844 — near the roughly $78,000 national figure. There are about 1,479 housing units across 53004. About 25% have a four-year degree. A median home runs $256,000 here, or 2.9 times local income. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas.

Overall 53004 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.