ZIP 53004 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 53004 (Ozaukee County, Wisconsin) returns a low composite of 22/100. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (63/100). The pressure is most legible in construction/permit lag (59/100), structural risk (50/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Structural risk reads 50/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 20% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 3,551 with a median age of 48. Vacancy runs 5.4%. Rent burden reaches 23% of tenant households. The tenure split is 89% owner-occupied to 11% rented. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $84,844, near the U.S. median near $78,000. There are about 1,479 housing units across 53004. Around 25% of adults hold a bachelor's degree or higher. A median home runs $256,000 here, or 2.9 times local income. The poverty rate is 2.3% — low.

On balance, 53004 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 53004 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 53004 can be compared directly against any other ZIP in Ozaukee County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 53004 reflects the current record instead of a stale or modeled snapshot.

Behind 53004's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 53004 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.