ZIP 53012 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 53012 (Ozaukee County, Wisconsin) returns a low composite of 24/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (67/100). Structural risk reads 55/100 against active distress of 3/100. Leading the profile are structural risk (55/100), construction/permit lag (54/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (11/100) stay muted.

The market reads expansion — home values rose 5.7% year on year, and 24% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $98,094, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 26/100. The poverty rate is 3.1% — low. The vacancy rate is 3.2%. 75% of housing is owner-occupied. Around 53% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,277 housing units. Population is roughly 18,870 with a median age of 45. Rent burden reaches 35% of tenant households. A median home runs $422,700 here, or 4.0 times local income.

Broadly, 53012 is a steadier market — the deals are the exceptions, not the rule. While 53012 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 53012 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 53012 stays directly comparable to neighboring ZIPs and the rest of Ozaukee County, Wisconsin. 53012 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 53012 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 53012 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.