ZIP 53012 Foreclosure, Tax-Lien & Distress Report

Ozaukee County, Wisconsin's ZIP 53012 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (67/100). The latent-versus-live split is 53/100 structural and 3/100 already moving. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (48/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (11/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 24% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $98,094, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. 3.1% of residents fall below the poverty threshold. The vacancy rate is 3.2%. Owners hold 75% of homes, renters 25%. Educational attainment sits at 53% bachelor's-or-above. The ZIP holds roughly 8,277 housing units. 18,870 residents call 53012 home, typically aged 45. Around 35% of renters are cost-burdened. Home values center near $422,700, an affordability ratio of 4.0× — accessible.

On balance, 53012 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.