ZIP 53097 Property Distress & Foreclosure Data

DLRadar grades ZIP 53097 (Ozaukee County, Wisconsin) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (63/100). Property-level stress concentrates in structural risk (47/100), construction/permit lag (44/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structural exposure scores 47 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 20% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,334 people live here, median age 39. Rent burden reaches 20% of tenant households. A median home runs $499,800 here, or 3.5 times local income. About 65% have a four-year degree. There are about 2,564 housing units across 53097. On demographic stress specifically, 53097 scores 19/100. The tenure split is 95% owner-occupied to 5% rented. Households earn a median $150,391 — above the roughly $78,000 national figure. Vacancy runs 4.0%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas.

Overall 53097 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.