ZIP 53097 Foreclosure, Tax-Lien & Distress Report

ZIP 53097's composite property-distress score is 21/100 - DLRadar classes that as low for Ozaukee County, Wisconsin. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (63/100). The most distinctive pressure shows up in construction/permit lag (52/100), structural risk (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structural exposure scores 48 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.7% year on year, and 20% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

7,334 residents call 53097 home, typically aged 39. Rent burden reaches 20% of tenant households. A median home runs $499,800 here, or 3.5 times local income. Educational attainment sits at 65% bachelor's-or-above. There are about 2,564 housing units across 53097. On demographic stress specifically, 53097 scores 19/100. The tenure split is 95% owner-occupied to 5% rented. Median household income is $150,391, above the U.S. median near $78,000. Vacancy runs 4.0%. The poverty rate is 4.5% — low.

Broadly, 53097 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 53097's 21/100 can be lined up against any neighbor in Ozaukee County, Wisconsin or any ZIP coast to coast. Where the record is thin for 53097, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 53097 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 53097 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.