ZIP 53074 Foreclosure, Tax-Lien & Distress Report

In Ozaukee County, Wisconsin, ZIP 53074 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (63/100). The latent-versus-live split is 48/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (52/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

The market reads expansion — home values rose 5.7% year on year, and 26% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $78,944, median income runs near typical U.S. levels. On demographic stress specifically, 53074 scores 28/100. The vacancy rate is 1.8%. Educational attainment sits at 36% bachelor's-or-above. Around 34% of renters are cost-burdened. There are about 6,123 housing units across 53074. The poverty rate is 7.6%. 65% of housing is owner-occupied. 13,589 residents call 53074 home, typically aged 41. The typical home is worth about $296,600 (3.5× income, relatively affordable).

On balance, 53074 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 53074 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 53074 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 53074 stays directly comparable to neighboring ZIPs and the rest of Ozaukee County, Wisconsin. The score is rebuilt from public data as it updates, so 53074 reflects the current record instead of a stale or modeled snapshot.

The 21/100 for 53074 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 53074 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.