ZIP 53508 Property Distress & Foreclosure Data

Dane County, Wisconsin's ZIP 53508 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (47/100), construction/permit lag (30/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 47/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.1% year on year, and 28% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 24% of renters are cost-burdened. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $95,577 — above the roughly $78,000 national figure. The vacancy rate is 4.1%. The ZIP holds roughly 2,393 housing units. On demographic stress specifically, 53508 scores 23/100. About 36% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. About 5,711 people live here, median age 42. A median home runs $350,700 here, or 3.5 times local income.

Overall 53508 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.