ZIP 53597 Property Distress & Foreclosure Data

DLRadar grades ZIP 53597 (Dane County, Wisconsin) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (89/100). On the structural side it scores 53/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (53/100), construction/permit lag (30/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 19% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 74% of homes, renters 26%. 20,671 residents call 53597 home, typically aged 42. The vacancy rate is 2.4%. Around 27% of renters are cost-burdened. Median household income is $114,542, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 4.0% of residents fall below the poverty threshold. Home values center near $493,200, an affordability ratio of 4.0×. Educational attainment sits at 58% bachelor's-or-above. The ZIP holds roughly 8,744 housing units.

On balance, 53597 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.