ZIP 56085 Property Distress & Foreclosure Data

DLRadar grades ZIP 56085 (Brown County, Minnesota) at a low 27/100 for overall property distress. Structural exposure scores 61 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100), FEMA disaster exposure (64/100). Property-level stress concentrates in construction/permit lag (69/100), structural risk (61/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 3.4% year on year, and 37% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 5,013 people live here, median age 45. Educational attainment sits at 20% bachelor's-or-above. Home values center near $167,100, an affordability ratio of 2.3× — accessible. Median household income is $70,429, near the U.S. median near $78,000. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. There are about 2,385 housing units across 56085. Owners hold 86% of homes, renters 14%. Rent burden reaches 52% of tenant households. 6.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100.

Net-net, 56085 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.