ZIP 56085 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 56085 in Brown County, Minnesota comes in at 19, a low composite-distress reading. On the structural side it scores 42/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100), FEMA disaster exposure (60/100). The most distinctive pressure shows up in institutional ownership (46/100), structural risk (42/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.7% year on year, and 37% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5,013 residents call 56085 home, typically aged 45. About 20% have a four-year degree. A median home runs $167,100 here, or 2.3 times local income. Households earn a median $70,429 — near the roughly $78,000 national figure. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,385 housing units. Owners hold 86% of homes, renters 14%. Around 52% of renters are cost-burdened. 6.0% of residents fall below the poverty threshold. On demographic stress specifically, 56085 scores 27/100.

Overall, 56085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 56085 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 56085 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Brown County, Minnesota and the nation. Where the record is thin for 56085, the field stays empty rather than modeled, and fills in as new documents post.

Behind 56085's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 56085 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.