ZIP 60099 Foreclosure, Tax-Lien & Distress Report
Lake County, Illinois · Affordable market
Composite property distress in 60099 (Lake County, Illinois) lands at 27/100 — low on DLRadar's public-record scoring. The split runs 61/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (83/100). What sets it apart are the readings on construction/permit lag (65/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 60099 posted values that rose 5.7% over the year, and 35% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 6.7%. At $65,647, median income runs below typical U.S. levels. The ZIP holds roughly 11,926 housing units. The poverty rate is 14.8%. The typical home is worth about $196,700 (2.9× income, relatively affordable). Rent burden reaches 41% of tenant households. 30,485 residents call 60099 home, typically aged 34. Around 16% of adults hold a bachelor's degree or higher. The tenure split is 63% owner-occupied to 37% rented. DLRadar's demographic-stress index for the area reads 31/100.
Net-net, 60099 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 60099 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 60099 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 60099 shows blanks, not estimates, wherever the record is sparse.
The 27/100 figure for 60099 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 60099 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 60099’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 60099 by the numbers
The live 60099 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Rules-based scoring — each signal ties to a public dataset · methodology