ZIP 60104 Foreclosure, Tax-Lien & Distress Report

Cook County, Illinois's ZIP 60104 registers 35/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (82/100)). Latent structural risk is 79/100 while live distress already moving reads 6/100. Its standout signals are construction/permit lag (88/100), structural risk (79/100), institutional ownership (46/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 20% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 80% of homes, renters 20%. The poverty rate is 11.4%. Around 55% of renters are cost-burdened. On demographic stress specifically, 60104 scores 31/100. Households earn a median $77,270 — near the roughly $78,000 national figure. Home values center near $230,000, an affordability ratio of 2.8× — accessible. There are about 6,340 housing units across 60104. 18,390 residents call 60104 home, typically aged 38. Educational attainment sits at 16% bachelor's-or-above. Vacancy runs 5.7%.

On balance 60104 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 60104 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 60104 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 60104, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 60104 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 60104 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.