ZIP 60123 Property Distress & Foreclosure Data

ZIP code 60123 in Kane County, Illinois carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). What sets it apart are the readings on construction/permit lag (47/100), structural risk (41/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 41 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 6.4% year on year, and 22% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 71% owner-occupied to 29% rented. A median home runs $261,000 here, or 2.8 times local income. Vacancy runs 3.6%. There are about 18,246 housing units across 60123. About 48,821 people live here, median age 40. Roughly 10.9% live below the poverty line. Rent burden reaches 39% of tenant households. Households earn a median $86,762 — near the roughly $78,000 national figure. About 24% have a four-year degree. On demographic stress specifically, 60123 scores 28/100.

Overall 60123 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.