ZIP 60124 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 60124 in Kane County, Illinois comes in at 24, a low composite-distress reading. Property-level stress concentrates in structural risk (54/100), construction/permit lag (40/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (2/100). Latent structural risk is 54/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (79/100).

The expansion-phase market in 60124 posted values that rose 5.7% over the year, and 21% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $135,350 — above the roughly $78,000 national figure. On demographic stress specifically, 60124 scores 25/100. The poverty rate is 2.2% — low. 94% of housing is owner-occupied. Home values center near $430,900, an affordability ratio of 3.0× — accessible. 24,400 residents call 60124 home, typically aged 43. Educational attainment sits at 50% bachelor's-or-above. The vacancy rate is 1.1%. Around 56% of renters are cost-burdened. The ZIP holds roughly 8,982 housing units.

Broadly, 60124 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 60124 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 60124, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 60124 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 60124 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.