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ZIP 60109 Foreclosure, Tax-Lien & Distress Report

Kane County, Illinois · Distress market

In Kane County, Illinois, ZIP 60109 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 54/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (79/100)). The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (40/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 18% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 6.8%. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 182 housing units. About 26% have a four-year degree. On demographic stress specifically, 60109 scores 31/100. 13.4% of residents fall below the poverty threshold. About 520 people live here, median age 35. Households earn a median $81,528 — near the roughly $78,000 national figure. Home values center near $302,300, an affordability ratio of 3.7× — accessible. Around 41% of renters are cost-burdened.

On balance, 60109 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 60109 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 60109 stays directly comparable to neighboring ZIPs and the rest of Kane County, Illinois. Where the record is thin for 60109, the field stays empty rather than modeled, and fills in as new documents post.

Behind 60109's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 60109 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
54/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 60109

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk95
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 60109 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 60109, the same set carried on every parcel.

Loading ZIP 60109 stress data…

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Nearest ZIP codes to 60109

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Illinois distress

Keep going: ZIP, county and state distress coverage for Kane County, Illinois.

The complete 60109 distress and acquisition report

See who owns each distressed property in 60109, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

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