ZIP 60109 Foreclosure, Tax-Lien & Distress Report

In Kane County, Illinois, ZIP 60109 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 40/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100)). The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (40/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 18% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 6.8%. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 182 housing units. About 26% have a four-year degree. On demographic stress specifically, 60109 scores 31/100. 13.4% of residents fall below the poverty threshold. About 520 people live here, median age 35. Households earn a median $81,528 — near the roughly $78,000 national figure. Home values center near $302,300, an affordability ratio of 3.7× — accessible. Around 41% of renters are cost-burdened.

On balance, 60109 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 60109 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 60109 stays directly comparable to neighboring ZIPs and the rest of Kane County, Illinois. Where the public record is thin for 60109, the field stays empty rather than modeled, and fills in as new documents post.

Behind 60109's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 60109 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.