ZIP 62643 Property Distress & Foreclosure Data

Logan County, Illinois's ZIP 62643 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (36/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). On the structural side it scores 36/100, with 1/100 of stress already active.

The market reads expansion — home values rose 6.4% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. About 750 people live here, median age 30. The tenure split is 59% owner-occupied to 41% rented. Around 29% of renters are cost-burdened. The ZIP holds roughly 340 housing units. A median home runs $96,400 here, or 1.2 times local income. Households earn a median $80,265 — near the roughly $78,000 national figure. On demographic stress specifically, 62643 scores 22/100. About 35% have a four-year degree. The vacancy rate is 10.0%.

Overall 62643 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.