ZIP 63638 Foreclosure, Tax-Lien & Distress Report

ZIP 63638's composite property-distress score is 22/100 - DLRadar classes that as low for Reynolds County, Missouri. Environmental exposure also runs high (FEMA disaster exposure (73/100), flood (NFIP) exposure (69/100), climate & FEMA risk (60/100)). The pressure is most legible in institutional ownership (59/100), structural risk (47/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 47/100 against active distress of 6/100.

The market reads peak — home values rose 4.4% year on year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $137,500 (1.8× income, relatively affordable). The tenure split is 72% owner-occupied to 28% rented. About 2,384 people live here, median age 43. On demographic stress specifically, 63638 scores 28/100. The vacancy rate is 32.1% — elevated. The ZIP holds roughly 1,278 housing units. Households earn a median $50,574 — below the roughly $78,000 national figure. About 14% have a four-year degree. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 24% of tenant households.

On the whole, 63638 leans distressed, with opportunity clustered in specific stressed parcels. While 63638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 63638 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 63638 stays directly comparable to neighboring ZIPs and the rest of Reynolds County, Missouri. 63638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

63638's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 63638 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.