ZIP 63654 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 63654 in Reynolds County, Missouri comes in at 24, a low composite-distress reading. Latent structural risk is 52/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in institutional ownership (64/100), structural risk (52/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (62/100)).

The market reads peak — home values rose 4.4% year on year, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 450 housing units. A median home runs $188,200 here, or 6.0 times local income. The vacancy rate is 33.7% — elevated. Educational attainment sits at 14% bachelor's-or-above. On demographic stress specifically, 63654 scores 41/100. Around 44% of renters are cost-burdened. 97% of housing is owner-occupied. Median household income is $31,406, below the U.S. median near $78,000. Population is roughly 697 with a median age of 51. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 63654 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 63654 at the moment; the composite and its components are still built from verifiable records.

The 63654 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 63654 stays directly comparable to neighboring ZIPs and the rest of Reynolds County, Missouri. The score is rebuilt from public data as it updates, so 63654 reflects the current record instead of a stale or modeled snapshot.

Each component behind 63654 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 63654 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.