ZIP 64497 Foreclosure, Tax-Lien & Distress Report

ZIP 64497's composite property-distress score is 5/100 - DLRadar classes that as minimal for Dekalb County, Missouri. The most distinctive pressure shows up in institutional ownership (10/100), structural risk (10/100), mortgage stress (5/100). By contrast, structural risk (10/100) and mortgage stress (5/100) register low. Structural risk reads 10/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 610 with a median age of 39. The ZIP holds roughly 200 housing units. A median home runs $196,100 here, or 3.6 times local income. Households earn a median $95,792 — above the roughly $78,000 national figure. The tenure split is 85% owner-occupied to 15% rented. The vacancy rate is 20.6% — elevated. The demographic-stress sub-score lands at 30/100. Rent burden reaches 15% of tenant households. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 15% bachelor's-or-above.

On the whole, 64497 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 64497's 5/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 64497 reflects the current record instead of a stale or modeled snapshot.

Behind 64497's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 64497 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.