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ZIP 64474 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Missouri · Affordable market

DLRadar grades ZIP 64474 (Dekalb County, Missouri) at a minimal 10/100 for overall property distress. The latent-versus-live split is 21/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (37/100), structural risk (21/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 64474 posted values that rose 2.7% over the year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $137,500 here, or 1.8 times local income. 6.3% of residents fall below the poverty threshold. Median household income is $74,583, near the U.S. median near $78,000. The ZIP holds roughly 408 housing units. Rent burden reaches 19% of tenant households. About 34% have a four-year degree. The tenure split is 68% owner-occupied to 32% rented. 729 residents call 64474 home, typically aged 49. The demographic-stress sub-score lands at 20/100. Vacancy runs 8.9%.

On balance 64474 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 64474 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 64474's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 64474 shows blanks, not estimates, wherever the record is sparse.

The 10/100 figure for 64474 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 64474 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

10/100
Composite stress
21/100
Structural risk
1/100
Distress activity

ZIP 64474 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk37
64474 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

64474 at a glance

64474 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Dekalb County ZIP reports

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