ZIP 64746 Property Distress & Foreclosure Data

ZIP code 64746 in Cass County, Missouri carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (68/100), structural risk (59/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. The latent-versus-live split is 59/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (78/100).

The market reads peak — home values rose 4.5% year on year, and 35% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 23/100. 12.2% of residents fall below the poverty threshold. Median household income is $77,270, near the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. Educational attainment sits at 22% bachelor's-or-above. Home values center near $275,000, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 684 housing units. About 1,515 people live here, median age 38. Around 12% of renters are cost-burdened. The vacancy rate is 7.5%.

Net-net, 64746 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.