ZIP 64078 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 64078 (Cass County, Missouri) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (59/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). The latent-versus-live split is 59/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (78/100)).

The peak-phase market in 64078 posted values that rose 4.5% over the year, and 15% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $98,369 — above the roughly $78,000 national figure. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 64078 scores 22/100. About 27% have a four-year degree. The ZIP holds roughly 3,744 housing units. A median home runs $301,900 here, or 2.9 times local income. The tenure split is 84% owner-occupied to 16% rented. Population is roughly 9,937 with a median age of 40. Around 19% of renters are cost-burdened. The vacancy rate is 4.4%.

On balance 64078 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.