ZIP 64078 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64078 (Cass County, Missouri) at a low 21/100 for overall property distress. Leading the profile are structural risk (48/100), construction/permit lag (36/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (9/100). Structural risk reads 48/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (78/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 15% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $98,369, above the U.S. median near $78,000. 3.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Educational attainment sits at 27% bachelor's-or-above. There are about 3,744 housing units across 64078. The typical home is worth about $301,900 (2.9× income, relatively affordable). 84% of housing is owner-occupied. 9,937 residents call 64078 home, typically aged 40. Rent burden reaches 19% of tenant households. Vacancy runs 4.4%.

On balance, 64078 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 64078 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 64078's 21/100 can be lined up against any neighbor in Cass County, Missouri or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 64078, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 64078 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 64078 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.