ZIP 64090 Foreclosure, Tax-Lien & Distress Report

In Cass County, Missouri, ZIP 64090 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (78/100)). Structural risk reads 52/100 against active distress of 3/100. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (42/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.8% year on year, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $69,583 — near the roughly $78,000 national figure. 20.5% of residents fall below the poverty threshold. The ZIP holds roughly 68 housing units. The typical home is worth about $163,500 (2.4× income, relatively affordable). About 132 people live here, median age 45. Educational attainment sits at 11% bachelor's-or-above. Owners hold 75% of homes, renters 25%. On demographic stress specifically, 64090 scores 39/100. Rent burden reaches 100% of tenant households. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 64090 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 64090 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 64090 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64090 can be compared directly against any other ZIP in Cass County, Missouri or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 64090 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 64090 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 64090 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.