ZIP 64012 Foreclosure, Tax-Lien & Distress Report

Cass County, Missouri's ZIP 64012 registers 23/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (52/100), construction/permit lag (42/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (78/100)). Structural exposure scores 52 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $71,782 — near the roughly $78,000 national figure. The poverty rate is 9.0%. There are about 13,155 housing units across 64012. Rent burden reaches 33% of tenant households. On demographic stress specifically, 64012 scores 27/100. The vacancy rate is 6.5%. Around 27% of adults hold a bachelor's degree or higher. Population is roughly 28,980 with a median age of 39. The tenure split is 67% owner-occupied to 33% rented. A median home runs $221,200 here, or 2.8 times local income.

On balance 64012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 64012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 64012's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 64012 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 64012 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 64012 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.