ZIP 64012 Property Distress & Foreclosure Data

In Cass County, Missouri, ZIP 64012 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (68/100), structural risk (59/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (78/100)). The latent-versus-live split is 59/100 structural and 3/100 already moving.

The peak-phase market in 64012 posted values that rose 4.5% over the year, and 17% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $71,782 — near the roughly $78,000 national figure. Roughly 9.0% live below the poverty line. The ZIP holds roughly 13,155 housing units. Around 33% of renters are cost-burdened. On demographic stress specifically, 64012 scores 27/100. The vacancy rate is 6.5%. About 27% have a four-year degree. Population is roughly 28,980 with a median age of 39. The tenure split is 67% owner-occupied to 33% rented. A median home runs $221,200 here, or 2.8 times local income.

On balance 64012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.