ZIP 65230 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 65230 in Howard County, Missouri comes in at 14, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (65/100), structural risk (32/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (4/100) register low. Structural risk reads 32/100 against active distress of 1/100.

Prices here sit in a neutral phase: values rose 3.4% over the trailing year (phase confidence 19/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $77,100, an affordability ratio of 1.5× — accessible. There are about 324 housing units across 65230. Population is roughly 521 with a median age of 35. 90% of housing is owner-occupied. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 7% bachelor's-or-above. Around 50% of renters are cost-burdened. Households earn a median $42,000 — below the roughly $78,000 national figure. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 29/100.

Taken together, 65230 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 65230's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 65230 shows blanks, not estimates, wherever the record is sparse.

65230's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 65230 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.