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ZIP 65230 Foreclosure, Tax-Lien & Distress Report

Howard County, Missouri · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 65230 in Howard County, Missouri comes in at 17, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (52/100), structural risk (39/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (4/100) register low. Structural risk reads 39/100 against active distress of 1/100.

Prices here sit in a neutral phase: values rose 3.4% over the trailing year (phase confidence 19/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $77,100, an affordability ratio of 1.5× — accessible. There are about 324 housing units across 65230. Population is roughly 521 with a median age of 35. 90% of housing is owner-occupied. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 7% bachelor's-or-above. Around 50% of renters are cost-burdened. Households earn a median $42,000 — below the roughly $78,000 national figure. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 29/100.

Taken together, 65230 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 65230's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 65230 shows blanks, not estimates, wherever the record is sparse.

65230's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 65230 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

17/100
Composite stress
39/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 65230

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk22
9 further distress layers are graded for 65230

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 65230 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Howard County

Nearest ZIP codes to 65230

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Howard County, Missouri at ZIP, county and state level.

Unlock parcel-level detail for ZIP 65230

Pull every distressed parcel in 65230 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

No modelling: every input is a public record · methodology

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