ZIP 65274 Foreclosure, Tax-Lien & Distress Report
Howard County, Missouri · High Vacancy market
ZIP 65274's composite property-distress score is 17/100 - DLRadar classes that as low for Howard County, Missouri. What sets it apart are the readings on construction/permit lag (100/100), structural risk (39/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (5/100). Structurally it carries 39/100, against 1/100 of stress already in motion.
The market reads neutral — home values rose 3.5% year on year, and 13% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 14.7% — elevated. Rent burden reaches 23% of tenant households. About 30% have a four-year degree. About 1,886 people live here, median age 44. 11.3% of residents fall below the poverty threshold. Home values center near $158,100, an affordability ratio of 1.9× — accessible. The ZIP holds roughly 861 housing units. DLRadar's demographic-stress index for the area reads 23/100. At $80,875, median income runs near typical U.S. levels.
Net-net, 65274 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 65274 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 65274 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 65274 can be compared directly against any other ZIP in Howard County, Missouri or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 65274 shows blanks, not estimates, wherever the record is sparse.
Each component behind 65274 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 65274 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 65274’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 65274 by the numbers
The live 65274 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 65274
See who owns each distressed property in 65274, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology