ZIP 65251 Property Distress & Foreclosure Data

DLRadar grades ZIP 65251 (Callaway County, Missouri) at a low 17/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (64/100)). The latent-versus-live split is 35/100 structural and 4/100 already moving. Property-level stress concentrates in structural risk (35/100), institutional ownership (28/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (12/100).

The peak-phase market in 65251 posted values that rose 5.0% over the year, 2.3% off the recent peak, and 30% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 30% of renters are cost-burdened. A median home runs $177,300 here, or 2.7 times local income. Roughly 12.2% live below the poverty line. On demographic stress specifically, 65251 scores 27/100. The vacancy rate is 11.2%. About 26% have a four-year degree. Households earn a median $63,750 — below the roughly $78,000 national figure. The ZIP holds roughly 8,637 housing units. The tenure split is 70% owner-occupied to 30% rented. Population is roughly 22,077 with a median age of 37.

On balance 65251 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.