ZIP 65231 Foreclosure, Tax-Lien & Distress Report

ZIP 65231's composite property-distress score is 19/100 - DLRadar classes that as low for Callaway County, Missouri. The pressure is most legible in construction/permit lag (42/100), structural risk (41/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (12/100). Latent structural risk is 41/100 while live distress already moving reads 4/100. Environmental exposure also runs high (climate & FEMA risk (64/100)).

The market reads peak — home values rose 2.3% year on year, and 1% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,328 housing units across 65231. The poverty rate is 20.3% — high, a tax-stress and distress correlate. Rent burden reaches 20% of tenant households. About 23% have a four-year degree. On demographic stress specifically, 65231 scores 26/100. About 2,771 people live here, median age 40. The typical home is worth about $146,600 (2.4× income, relatively affordable). Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $61,567 — below the roughly $78,000 national figure. Owners hold 82% of homes, renters 18%.

On the whole, 65231 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 65231's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 65231 shows blanks, not estimates, wherever the record is sparse.

65231's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 65231 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.