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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 65232 Foreclosure, Tax-Lien & Distress Report

Audrain County, Missouri · Affordable market

ZIP 65232's composite property-distress score is 20/100 - DLRadar classes that as low for Audrain County, Missouri. Structurally it carries 46/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100). What sets it apart are the readings on construction/permit lag (50/100), structural risk (46/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 269 people live here, median age 55. Home values center near $162,500, an affordability ratio of 2.1× — accessible. There are about 150 housing units across 65232. Around 75% of renters are cost-burdened. Median household income is $71,500, near the U.S. median near $78,000. The vacancy rate is 5.0%. About 15% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100. The tenure split is 97% owner-occupied to 3% rented. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 65232 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 65232's 20/100 can be lined up against any neighbor in Audrain County, Missouri or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 65232 shows blanks, not estimates, wherever the record is sparse.

65232's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 65232 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
46/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 65232

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk49
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 65232 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 65232, the same set carried on every parcel.

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Neighbouring ZIPs in Audrain County

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Related ZIP, county and statewide reads linked to Audrain County, Missouri.

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