ZIP 65240 Property Distress & Foreclosure Data

ZIP code 65240 in Audrain County, Missouri carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (89/100), structural risk (58/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 58/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 20% higher over three years (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $67,687, median income runs below typical U.S. levels. The poverty rate is 9.9%. Around 35% of renters are cost-burdened. 8,740 residents call 65240 home, typically aged 41. The ZIP holds roughly 3,821 housing units. Around 35% of adults hold a bachelor's degree or higher. The vacancy rate is 8.5%. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. The typical home is worth about $199,300 (2.7× income, relatively affordable).

Overall, 65240 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.