ZIP 65285 Foreclosure, Tax-Lien & Distress Report

In Audrain County, Missouri, ZIP 65285 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 46/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (50/100), structural risk (46/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

95% of housing is owner-occupied. The vacancy rate is 29.0% — elevated. DLRadar's demographic-stress index for the area reads 22/100. There are about 293 housing units across 65285. At $86,250, median income runs near typical U.S. levels. Educational attainment sits at 10% bachelor's-or-above. Population is roughly 387 with a median age of 54. The typical home is worth about $220,800 (1.9× income, relatively affordable). 2.6% of residents fall below the poverty threshold.

On the whole, 65285 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 65285 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 65285's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 65285 reflects the current record instead of a stale or modeled snapshot.

Each component behind 65285 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 65285 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.