ZIP 65265 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 65265 in Audrain County, Missouri comes in at 19, a low composite-distress reading. Structural risk reads 44/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100). The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (44/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (10/100).

The peak-phase market in 65265 posted values that rose 3.4% over the year, and 21% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 6,706 housing units across 65265. Owners hold 69% of homes, renters 31%. A median home runs $152,600 here, or 2.3 times local income. DLRadar's demographic-stress index for the area reads 30/100. At $54,387, median income runs below typical U.S. levels. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. Around 39% of renters are cost-burdened. The poverty rate is 17.0% — high, a tax-stress and distress correlate. 15,131 residents call 65265 home, typically aged 40. About 18% have a four-year degree.

On the whole, 65265 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 65265 at the moment; the composite and its components are still built from verifiable public records.

Whether 65265 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 65265 can be compared directly against any other ZIP in Audrain County, Missouri or nationwide. 65265 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 65265 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 65265 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.