ZIP 65637 Property Distress & Foreclosure Data

ZIP code 65637 in Ozark County, Missouri carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (95/100), structural risk (51/100), institutional ownership (44/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100). The latent-versus-live split is 51/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.1% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Owners hold 69% of homes, renters 31%. 29.1% of residents fall below the poverty threshold. Around 26% of renters are cost-burdened. Educational attainment sits at 14% bachelor's-or-above. Median household income is $52,237, below the U.S. median near $78,000. The ZIP holds roughly 475 housing units. Home values center near $196,000, an affordability ratio of 4.2×. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 22.1% — elevated. About 942 people live here, median age 43.

Net-net, 65637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.