ZIP 65638 Foreclosure, Tax-Lien & Distress Report

ZIP code 65638 in Douglas County, Missouri carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The split runs 33/100 structural to 5/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (47/100), institutional ownership (36/100), structural risk (33/100). On the quiet end sit structural risk (33/100) and mortgage stress (17/100). Environmental exposure also runs high (FEMA disaster exposure (66/100)).

The market reads peak — home values rose 4.4% year on year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 641 with a median age of 58. There are about 273 housing units across 65638. A median home runs $214,100 here, or 3.8 times local income. At $55,750, median income runs below typical U.S. levels. The vacancy rate is 13.9% — elevated. Educational attainment sits at 27% bachelor's-or-above. 17.5% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 65638 scores 26/100.

Taken together, 65638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 65638 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 65638 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 65638 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Practically, 65638 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.