ZIP 68382 Foreclosure, Tax-Lien & Distress Report

ZIP code 68382 in Otoe County, Nebraska carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic distress index. Structural exposure scores 21 and live distress 0 on the 0–100 scale. Its standout signals are construction/permit lag (47/100), structural risk (21/100), institutional ownership (3/100). structural risk (21/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

56 residents call 68382 home, typically aged 55. The demographic-stress sub-score lands at 45/100. Around 0% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. The ZIP holds roughly 42 housing units. 74% of housing is owner-occupied. The typical home is worth about $57,800. Vacancy runs 2.9%. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Broadly, 68382 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 68382 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 68382 shows as blanks, never estimates, and the score updates on every fresh public filing.

68382's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 68382 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.