ZIP 68454 Property Distress & Foreclosure Data

ZIP code 68454 in Otoe County, Nebraska carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 25/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (61/100), structural risk (25/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.1% year on year, and 13% higher over three years (phase confidence 42/100). Topping markets hide individual distress behind strong averages.

Median household income is $80,833, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. Owners hold 81% of homes, renters 20%. Educational attainment sits at 26% bachelor's-or-above. 4.1% of residents fall below the poverty threshold. About 641 people live here, median age 45. Home values center near $225,000, an affordability ratio of 2.2× — accessible. The vacancy rate is 6.3%. Around 15% of renters are cost-burdened. The ZIP holds roughly 359 housing units.

Overall 68454 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.