ZIP 68446 Foreclosure, Tax-Lien & Distress Report

ZIP 68446's composite property-distress score is 9/100 - DLRadar classes that as minimal for Otoe County, Nebraska. What sets it apart are the readings on construction/permit lag (47/100), structural risk (21/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Latent structural risk is 21/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 3.3% year on year, and 17% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Owners hold 78% of homes, renters 22%. DLRadar's demographic-stress index for the area reads 21/100. Population is roughly 2,871 with a median age of 45. Households earn a median $89,500 — above the roughly $78,000 national figure. Home values center near $236,700, an affordability ratio of 2.5× — accessible. The ZIP holds roughly 1,303 housing units. The vacancy rate is 4.9%. Rent burden reaches 20% of tenant households. Around 33% of adults hold a bachelor's degree or higher. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 68446 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 68446 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 68446 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 68446, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 68446 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. Treat 68446 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.