ZIP 68820 Foreclosure, Tax-Lien & Distress Report
Howard County, Nebraska · High Vacancy market
DLRadar grades ZIP 68820 (Howard County, Nebraska) at a low 17/100 for overall property distress. Structural risk reads 37/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), flood (NFIP) exposure (65/100). Property-level stress concentrates in institutional ownership (53/100), structural risk (37/100), mortgage stress (20/100). structural risk (37/100) and mortgage stress (20/100) stay muted.
The market reads contraction — home values fell 1.5% year on year, 1.5% off the recent peak (phase confidence 61/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
266 residents call 68820 home, typically aged 57. The tenure split is 81% owner-occupied to 19% rented. On demographic stress specifically, 68820 scores 22/100. Households earn a median $78,333 — near the roughly $78,000 national figure. The vacancy rate is 19.7% — elevated. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $114,200 here, or 1.4 times local income. There are about 182 housing units across 68820. Rent burden reaches 36% of tenant households. About 25% have a four-year degree.
On the whole, 68820 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 68820 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 68820 stays directly comparable to neighboring ZIPs and the rest of Howard County, Nebraska. Nothing here is interpolated — where a source is thin for 68820, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 68820's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 68820 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 68820’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 68820 distress snapshot
The live 68820 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Howard County
Nearest ZIP codes to 68820
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Nebraska distress
More ZIP, county and state distress intelligence connected to Howard County, Nebraska.
Open the complete 68820 acquisition file
Pull every distressed parcel in 68820 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology