ZIP 68838 Property Distress & Foreclosure Data

In Howard County, Nebraska, ZIP 68838 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (61/100), institutional ownership (50/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), FEMA disaster exposure (64/100). The latent-versus-live split is 61/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.7% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Median household income is $51,250, below the U.S. median near $78,000. Around 6% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. Educational attainment sits at 16% bachelor's-or-above. 5.5% of residents fall below the poverty threshold. The vacancy rate is 12.7% — elevated. DLRadar's demographic-stress index for the area reads 30/100. About 238 people live here, median age 65. Home values center near $156,300, an affordability ratio of 5.4×. The ZIP holds roughly 83 housing units.

Net-net, 68838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.