Howard County, NE: Foreclosures, Tax Liens & Distressed Properties

Howard County, NE, Nebraska: 11 ZIP codes scored, Howard County, NE averaging 15/100 (low, Howard, NE), from 6 to 18. Howard County, NE is in its contraction phase (Howard, NE confidence 61/100): Howard, NE home prices down 1.5% (Howard, NE) over twelve months, 1.5% under their peak. Howard County, NE lender headwind: 0/100.

Highest-scoring Howard County, NE ZIPs: 68872 (18/100), 68820 (17/100), 68831 (17/100), 68838 (17/100), 68873 (17/100), 68835 (16/100). Also scored in Howard County, NE: 68864, 68875, 68882, 68824, 68817.

Across Howard County, NE's scored ZIPs: median home value $164,882, household income $71,000, 15.8% vacancy, 8.2% poverty, 78% owner-occupied, median age 45.0.

Howard County, NE insurance distress 64/100 (#807 in the US); FEMA hazard 63/100 for Howard, NE; 8 federal disaster declarations in Howard County, NE since 2023; 2 Howard, NE NFIP flood claims, $33K paid; Howard, NE construction distress 9/100.

4 banks with 4 branches lend in Howard County, NE; Howard, NE weighted bank stress 37/100, highest 74/100 in Howard, NE.

Howard County, NE unemployment 2.1% (Howard, NE -0.5 pts, six months); 17 new housing units permitted in Howard County, NE over twelve months, Howard, NE up 70% from 10; Howard, NE home prices +14.4% a year (Howard, NE) over three years.

2,894 housing units in Howard County, NE; 647 Howard, NE renter households; 28% of Howard, NE renters spend 30%+ of income on rent, 12% (Howard, NE) half or more.

Howard County, NE ranks #1,731 nationally on the opportunity index (Howard, NE, among all ranked counties); Howard, NE scores 28.7/100 and Howard, NE sits #35 inside Nebraska. Howard, NE is in the early_signal opportunity phase; Howard, NE's primary driver is vacancy, Howard, NE second driver bank institutional; Howard, NE moved up 1,040 places. 3 short-sale listings across Howard, NE; 44 days on market observed in Howard, NE; 12.3% vacancy over 11 Howard, NE ZIPs.

No CFPB county sample covers Howard County, NE. The non-metro area reading for Howard, NE: 0.8% ninety-plus days late; Howard, NE's thirty-to-eighty-nine share is 2.1% (Howard, NE, December 2025 data); Nebraska overall 0.6%.

Howard County, NE has 4 watched banks; 4 Howard, NE banks sit in an elevated band. Howard, NE footprints: Citizens Bank&Trust Co (1 branch, stress 74) in Howard, NE; Boelus State Bank (1 branch, stress 46) in Howard, NE; Homestead Bank (1 branch, stress 28) in Howard, NE.

390 of the 2,894 housing units in Howard, NE sit vacant. Howard County, NE permitted 0 multifamily units in twelve months; Howard, NE's one-to-four unit structures added 17 units in Howard County, NE.