ZIP 68864 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 68864 (Merrick County, Nebraska) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (36/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (11/100). Latent structural risk is 36/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $184,200 (1.7× income, relatively affordable). The poverty rate is 3.2% — low. 1,065 residents call 68864 home, typically aged 42. The tenure split is 87% owner-occupied to 13% rented. Households earn a median $77,440 — near the roughly $78,000 national figure. There are about 456 housing units across 68864. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Around 28% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100.

Net-net, 68864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 68864 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 68864 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 68864 can be compared directly against any other ZIP in Merrick County, Nebraska or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 68864 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 68864 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 68864 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.