ZIP 70030 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 70030 (St. Charles County, Louisiana) returns a moderate composite of 34/100. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), flood (NFIP) exposure (95/100), climate & FEMA risk (86/100). Its standout signals are structural risk (75/100), institutional ownership (73/100), construction/permit lag (41/100). By contrast, mortgage stress (27/100) register low. Latent structural risk is 75/100 while live distress already moving reads 8/100.

The market reads peak — home values rose 1.3% year on year, 1.1% off the recent peak, and 15% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $222,500 (1.8× income, relatively affordable). 93% of housing is owner-occupied. 4,028 residents call 70030 home, typically aged 40. Households earn a median $117,218 — above the roughly $78,000 national figure. There are about 1,660 housing units across 70030. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 24/100. Around 42% of renters are cost-burdened. 3.6% of residents fall below the poverty threshold. Around 19% of adults hold a bachelor's degree or higher.

Taken together, 70030 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 70030 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 70030 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 70030 can be compared directly against any other ZIP in St. Charles County, Louisiana or nationwide. Where the public record is thin for 70030, the field stays empty rather than modeled, and fills in as new documents post.

70030's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 70030 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.