ZIP 70087 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 70087 (St. Charles County, Louisiana) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), flood (NFIP) exposure (95/100), climate & FEMA risk (85/100). Its standout signals are institutional ownership (73/100), structural risk (71/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (27/100) register low. On the structural side it scores 71/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 1.0% off the recent peak, and 9% lower over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

77% of housing is owner-occupied. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $69,107 — near the roughly $78,000 national figure. Around 55% of renters are cost-burdened. About 6,939 people live here, median age 40. The ZIP holds roughly 2,842 housing units. The typical home is worth about $235,400 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 31/100. 6.3% of residents fall below the poverty threshold. Educational attainment sits at 24% bachelor's-or-above.

Taken together, 70087 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 70087 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 70087 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in St. Charles County, Louisiana and the nation. Where the public record is thin for 70087, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 70087 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 70087 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.